Currency and Payment Methods
1. Tanzanian Shilling (TZS) Is King
The official currency is the Tanzanian Shilling (TZS). While U.S. dollars are accepted in some tourist areas, it’s advisable to carry and use TZS for everyday transactions. Note that only U.S. dollar notes printed after 2006 are accepted
2. Exchange Currency Locally
Avoid exchanging money at airports or hotels due to unfavorable rates. Instead, use reputable banks or local currency exchange bureaus in major towns like Arusha, Dar es Salaam, or Moshi .
3. ATMs and Bank Cards
ATMs are available in major cities, but most charge withdrawal fees ranging from 8,000 to 15,000 TZS. It’s recommended to use ATMs at reputable banks to avoid counterfeit currency . Inform your bank of your travel dates to prevent card usage issues
Budgeting and Expenses
4. Plan Your Budget
Estimate your daily expenses, including meals, activities, and tips. For instance, budgeting around $1,000–$1,200 for a 10-day trip, covering accommodations, meals, and tips, is a reasonable estimate
5. Tipping Etiquette
Tipping is customary in Tanzania. For safari guides, a tip of $15–$20 per group per day is appreciated . In restaurants, rounding up the bill or leaving 1,000 TZS (approximately $0.50) is a kind gesture
Safety and Security
6. Handling Cash Safely
Avoid carrying large sums of cash. Use hotel safes when available and be discreet when handling money in public. It’s advisable to carry a mix of cash and cards for flexibility.
7. Be Cautious with Currency
Counterfeit Tanzanian Shillings exist. Familiarize yourself with security features on banknotes, such as watermarks and security threads, and only exchange money at reputable establishments
Connectivity and Communication
8. Mobile Data and SIM Cards
Purchasing a local SIM card upon arrival can be cost-effective. For example, a 12GB data plan may cost around 35,000 TZS . Ensure your phone is unlocked before travel.
Final Tips
Carry Small Denominations: Having smaller notes (both in TZS and USD) is useful for tips and small purchases.
Keep Receipts: Retain receipts for card transactions to resolve any discrepancies later.
Emergency Funds: Always have a small amount of emergency cash separate from your main wallet.
